With the first of the Baby Boom generation having reached the traditional retirement age of sixty-five in 2011, the number of retirement age individuals is expected to grow by 10,000 each day for the next fifteen years. By 2030, when the last of the Baby Boomers will have turned sixty-five, an estimated 18% of the US population, or sixty-five million Americans, will have reached retirement age. Up In Smoke provides a startling examination of the status of each of our nation's retirement systems and explores how a pending retirement crisis could threaten the US economy. Those nearing retirement, as well as generations to follow will increasingly be seeking an understanding of how we arrived at this difficult place and what hope lies ahead. Up In Smoke provides those insights.About the Author: Richard L. DeProspo is an investment professional with over 30 years' experience advising state and local governments. A renowned expert on public employee pension management, he has advised municipalities and public pension funds nationwide on the proper management of employee retirement liabilities. He holds B. A. and M.B.A. degrees from the State University of New York and has been a FINRA licensed securities professional serving municipal governments since 1980.