This net worth journal is for those who are having a hard time figuring out their finances. Living paycheck to paycheck? Trying to pay off debts? Or just need to write out your income versus your expenses to see where your money is going? This journal is for you. The author has paid off over $240,000 in 3.5 years using this method. It works if you work it. The first thing you have to do is change your mindset about money and decide you want something better for your self and your family. The next thing you do is purchase this journal and start the process of creating a budget. Let's get more people on board with building their net worths and decreasing their debts.