We all have been told what to do from childhood to adulthood especially if you are employed. When you were a child, you may have said, I can't wait to be grown then no one can tell me what to do. My mother always said, "stay a child as long as you can because you will be an adult for the rest of your life". The purpose for this book is to give you options to consider when you go through the different phases in life. I always said, if God does not make us choose Him but give us a choice to serve Him, who am I to tell you what to do? We all have to give an account for our actions. So, I can't tell you what to do but I may be able to offer a suggestion that can help you while you are on this journey. Many of us have traveled similar roads and many pitfalls could have been avoided if someone could have made a suggestion.